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Mortgage Calculator
Calculate your home loan with taxes, PMI, insurance, and personalized insights for South Florida.
Loan Details
Home Price ($)
Home price must be positive.
Down Payment (%)
Down payment must be between 0 and 100.
Loan Amount ($)
Interest Rate (%)
Interest rate must be positive.
Loan Term (Years)
15 Years
30 Years
Property Tax Rate (%)
(Miami-Dade: ~0.86%)
Property tax rate must be positive.
Homeowners Insurance ($/year)
Insurance must be non-negative.
PMI Rate (%)
(if down payment < 20%)
PMI rate must be non-negative.
HOA Fees ($/month)
HOA fees must be non-negative.
Annual Income ($)
Annual income must be positive.
Monthly Debt ($)
Monthly debt must be non-negative.
Calculate
Print Results
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Results
$0
Total Monthly Payment
$0
Principal + Interest
$0
Monthly Property Taxes
$0
Monthly Homeowners Insurance
$0
Monthly PMI (if applicable)
$0
Monthly HOA Fees
$0
Total Interest Over Loan Term
Affordable
Affordability Assessment (28% DTI)
$0
Monthly Payment if Rates Rise by 1%
Toggle Amortization Schedule
Year
Principal Paid
Interest Paid
Balance